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    Flat Living
    Home » Common Structural Issues in Older Blocks – What to Look Out For

    Common Structural Issues in Older Blocks – What to Look Out For

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    By London Flats Insurance on September 24, 2025 Cleaning and Maintenance, Historic Building Repair and Maintenance, Industry News, Maintenance, Major Works, News, Planned Maintenance

    Older residential blocks bring a unique charm and character that many residents love; high ceilings, ornate cornicing, period facades and spacious layouts. But with that charm often comes the challenge of age related structural issues.

    For Residents’ Management Company (RMC) directors, keeping on top of these potential problems is essential to protect the building’s long – term value, ensure resident safety and avoid spiralling repair costs.

    In this article, we will explore the most common structural issues seen in older buildings, how to spot early warning signs and when to seek professional advice. Whether you are managing a Victorian terrace conversion or a post war apartment block, a proactive approach to structural maintenance can save your RMC time, stress and money.

    Why Older Blocks Are More Vulnerable

    Buildings age much like people do. They survive the elements, experience wear and tear and suffer the consequences of outdated construction methods.

    Older blocks are often more prone to structural issues due to:

    • Changes in building regulations and construction standards over time
    • Use of materials that are now considered outdated or less durable
    • Decades of repairs and alterations, not always completed to modern standards
    • Natural settlement and movement of the building over time

    If left unchecked, minor defects can escalate into serious problems, impacting everything from insurance premiums and property values to safety.

    Key Structural Issues to Watch For

    Cracking is one of the most common signs of underlying movement or settlement. While hairline cracks in plaster are often harmless, wider or diagonal cracks (especially around windows and doors) could indicate foundational movement or subsidence. Cracks that change over time or appear suddenly warrant professional investigation.

    Damp is a persistent issue in many older blocks. It can be caused by poor ventilation, leaking gutters, failing roof coverings or rising damp through the ground. Look out for stained walls, peeling paint, mould growth and a musty smell. Not only does damp compromise structural integrity, but it can also create health issues for residents.

    Older slate or tile roofs may suffer from slipped tiles, cracked flashing and decaying timber rafters. Flat roofs (often found on mid-century blocks) are particularly vulnerable to water pooling and membrane failure. Regular roof inspections are a must and are often a condition of insurance policies

    In blocks with wooden structural components (joists, beams or lintels), decay from woodworm or wet or dry rot can weaken key supports. Warning signs include spongy floors, sagging ceilings or visible fungal growth. A timber survey can identify risks early.

    In post war concrete buildings, spalling can occur where moisture has reached the steel reinforcement inside, causing it to rust and expand. This can lead to pieces of concrete flaking off and weakening the structure. Look for rust stains, bulging concrete surfaces or exposed steel reinforcements.

    Buildings naturally settle over time, but significant movement – especially uneven settlement, can cause misaligned doors, cracked masonry and warped floors. Clay rich soils are particularly prone to seasonal movement, and tree roots can exacerbate the issue.

    Exterior brickwork that appears to bulge outward may be a sign of wall tie failure or structural distortion. This is particularly common in pre 1950s cavity wall buildings. Left unaddressed, it can lead to serious instability.

    Early Warning Signs RMCs Should Monitor

    You do not need to be a structural engineer to keep an eye on the health of your block. RMC directors should regularly monitor the building’s condition through walkabouts and feedback from residents.

    Things to look out for include:

    • Cracks that widen, lengthen or reappear after repair
    • Damp patches, peeling paint or bubbling plaster
    • Doors or windows that stick or will not close properly
    • Water staining on ceilings or top floor walls
    • Uneven flooring or sagging floorboards
    • Loose masonry, render or spalled concrete

    It is important to document observations, including dates and photos, to track developments over time. This helps identify emerging issues and supports decision making around maintenance and can be useful if you are making a claim under your insurance policy.

    Educating residents about these early warning signs is key, they will often be the first to spot any issues. Make sure they know what to look for and how to report it.

    When to Seek Professional Help

    While cosmetic issues can often be handled through routine maintenance, anything which may involve structural movement, roof integrity or damp ingress should be assessed by a qualified professional.

    Chartered surveyors, structural engineers or building consultants can provide detailed inspections and recommendations.

    If your building is over 40 years old and has not had a structural condition survey in the last decade, now is a good time to consider commissioning one. A professional report will help prioritise works, plan budgets and avoid surprises during insurance renewals or sales.

    Planning Ahead: Preventative Maintenance

    The key to avoiding costly repairs is staying ahead of structural issues. A well-planned maintenance strategy should include:

    • Regular inspections of key areas (roof, walls, drainage, communal areas)
    • Gutter and roof cleaning at least twice a year
    • Prompt repair of minor issues before they escalate
    • Scheduled condition surveys every 5 to 10 years
    • Inclusion of potential structural works in your reserve fund planning

    Working with a reliable property manager or maintenance provider can help ensure inspections are carried out on time and reported clearly to directors.

    Final Thoughts

    Structural issues are an inevitable part of managing older buildings, but they do not have to be a crisis. With the right knowledge and a proactive approach, RMC directors can identify potential problems early, seek professional advice when needed and take timely and cost effective action to protect their property and residents.

    By understanding what to look out for and maintaining a robust maintenance schedule, your RMC can preserve the charm of your building while avoiding unexpected costs and disruption.

    industry news Maintenance News Repairs
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    At London Flats Insurance, we only provide policies for blocks of flats and apartments, which means that we are specialists in this field. We know that each block of flats is different, which is why every flats insurance policy we offer is tailor-made to suit you, your block and its residents. Plus, we always work with A-rated insurance companies, so you can be sure that our insurance policies are great solution when insuring your block of flats. London Flats Insurance | 020 7993 3034

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