If you have to make a major claim against your buildings insurance, VAT will be an important aspect of the rebuild cost, explains Roger Corp.
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When a Residents’ Management Company (RMC) engages a contractor to work on its premises there will normally be agreed terms.
How often do you consider the risks associated with your role as an RMC director or committee member?
Britain’s flood warnings are abating, but as we enter the winter months the new threat is cold weather.
You probably wonder when you ring around to review your insurance premium why you are given so many different premiums, for the same block.
This is not about avoiding peeping toms, it is making sure that your home, your most valuable asset, is properly protected and fully insured.
Whether you employ anybody is a question probably posed at many Residents’ Management Company (RMC) meeting.
Could subsidence be a problem for your block? Richard Ayton-Robinson explains what to look out for and how to lower your risk.
Imagine whilst fulfilling your duties as an RTM director, you are faced with the prospect of all of your personal assets being at risk.
We can all remember floods, storms, tornados and some notable fires which brought insurance to the forefront of our minds.