Browsing: Buying Insurance for your Block

Belinda Thorpe advises on some of the recent questions received at Flat Living.

This month Paul Robertson looks at how to make a complaint about an insurance company and who is eligible to do so.

Have you ever considered what Insurers look at when they are calculating your premium or what you can do to help keep the cost down?

Buildings Insurance covers the cost of repairing or rebuilding your apartment and communal areas if they are damaged.

Buildings insurance is one of the main and highest value items in the service charge but also one of the most important item.

If your block is unable to obtain insurance that includes flood cover, it will become difficult to obtain a mortgage.

It is often a requirement in a lease for the landlord to maintain a comprehensive building insurance policy.

Ian Hollins of Clear Building Management offers advice to leaseholders and RMC directors struggling with spiralling insurance costs.

Possibly one of the most controversial subjects in flats insurance is the issue of commission and to whom it is payable.

Insurance is all about protection; safeguarding your property, your assets and your leaseholders if something unexpected happens.