Paul Robertson from 1st Sure explores some of the dangers of varying the insurance covenant when granting a lease extension.
Browsing: Insurance
Paul Robertson looks at the implications of new insurance regulations which come into effect on the 01 October.
Paul Robertson explores how insurance policies can fall foul of section 20 which is particularly relevant given the recent Corvan ruling.
Paul Robertson explores the difference between an insurance claim and maintenance with an extract from his book which looks at two examples.
Paul Robertson kindly reproduces some extracts from his book looking at how the policyholder can make a complaint.
Many people decide to let leasehold flats. In many cases as buy to let investments but also letting occurs by so called incidental landlords, i.e. those who have met a potential life partner with whom they have moved in or those who have temporally relocated because of work.
All Residents’ Management Companies need to ensure that the requirements set out in their Lease are covered by their blocks insurance policy.
Your Policy schedule will often show two values one referred to as the Declared Value and the other as the Sum Insured.
Paul Robertson looks at who is responsible for setting the sum insured and the impact of the average clause in the event of underinsurance.
The quality of your insurance cover is paramount, but the next most important matter is the accuracy of the buildings sum insured.