Bell Household Insurance has designed a Flat Contents Insurance policy, specifically tailored for the requirements of residents of flats and apartments
Cover includes:
- Contents in communal areas £2,500
- Business equipment
- Automatic cover for leaseholders improvements at 15% of the contents sum insured
- Your legal liability as an owner up to £5m
- Your legal liability to any domestic employee
- Replacement of locks following theft or loss of keys up to £500
- Domestic freezer contents up to £500
- Cover for gold, silver and gold- or silver-plated items up to £5,000
- Deeds and other Personal documents up to £1,500
- Contents temporarily removed from the flat
- Cover for your liability as a leaseholder or tenant
- Temporary accommodation costs for up 12 months
- Increased domestic metered water charges up £1,500 following an escape of water
- Fatal injury to you caused by fire or burglars up to a maximum of £20,000 for each insured adult
- Legal Expenses insurance, including cover for Identity Theft and Employment Disputes
Extensions to cover available for an additional charge:
- Jewellery and Personal possessions away from your flat
- Accidental Damage cover for your Contents
- Pedal cycles away from your flat
- Money and credit cards away from your flat.
- Cover for your insurance excess in the event of a claim under your buildings insurance
Additional features include:
- A team of home insurance experts based in London
- Direct access to our specialist team
- Friendly, professional service
- 24hr Emergency help line
- No Claims Discount
- Discount for over 50’s
- Additional discount for voluntary excess
- Personal claims service
- Insurance placed with Underwriters at Lloyd’s, with excellent security ratings
Alternatively call us on 020 7488 4919.
Click here to read the Bell Household Insurance Summary of Cover & Key Facts in pdf format . (127 Kb),
Bell Household Insurance is the trading name of CBC UK Ltd.
www.flat-living.co.uk Ltd is an Introducer Appointed Representative for CBC UK Ltd. CBC UK Ltd is authorised and regulated by the Financial Services Authority

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